NYC Affordability Calculator Find your true cost of living

Rent Alone Doesn't Tell the Full Story

A $3,500/month apartment in one neighborhood could cost you $1,000+ more than a $4,000 apartment elsewhere—once you factor in transportation, groceries, and daily living.

💰 Save up to $12,000/year

How We Calculate Affordability

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Housing

60%

Rent compared to area median. Lower rent means more money for savings and experiences.

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Transportation

20%

Transit access to work hubs. Good transit saves 10+ hours/week and eliminates car costs.

Daily Living

10%

Walkable cafes, restaurants, services. Reduces delivery fees and car-dependent errands.

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Groceries

10%

Access to budget grocery stores. Save $100-200/month vs premium-only areas.

💡 Higher scores = Lower true cost of living

Community Stories

Hear from people who've used the calculator

Data Sources

Transparency about where our data comes from

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Housing & Rent Data

Zillow

Rental listings manually collected from Zillow.com, including addresses, prices, and property details. Updated regularly to reflect current market conditions.

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Transit Accessibility

Google Distance Matrix API

Real-time transit duration calculations to major employment hubs (Financial District, Midtown Manhattan, Downtown Brooklyn) using public transportation.

Daily Living Amenities

Google Places API

Coffee shops, restaurants, and cafes within a 0.5-mile radius. Measures neighborhood walkability and access to daily conveniences.

🛒

Grocery Store Access

Google Places API

Grocery stores categorized by price tier (budget: Trader Joe's, Aldi, Target; regular: ShopRite, Food Bazaar; premium: Whole Foods) within 0.5 miles.

📊 All scores are normalized on a 0-100 scale based on NYC-wide distribution. Data is refreshed periodically to maintain accuracy.

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